F&I Training & Certification School
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Learn The Following & Much More
Platform Features
See all features →
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Deal Structuring

Interactive deal simulators with realistic lender rate sheets and credit tiers.

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Product Presentation

VSC, GAP, tire and wheel with proven word tracks that close.

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Menu Selling & Compliance

Menu process, objection handling, and federal compliance training.

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F&I Software

RouteOne, DealerTrack, and DMS hands-on training.

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Certification Exam

The Final Exam after completing your training. Pass and receive your official F&I diploma.

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Job Assistance

Our team networks with dealerships across the nation, scheduling F&I interviews for you.

12-Module Curriculum
View full curriculum →

Welcome to FMT

Deal Structuring

Deal Structuring ▾

Interactive simulators with realistic lender rate sheets and credit tiers.

Our interactive deal simulator lets you practice structuring real deals with actual lender rate sheets. You will learn to read credit tiers, calculate reserve, and optimize deal profitability before you ever sit in the box.
  • Credit tier analysis and lender selection
  • Buy rate, sell rate, and reserve calculations
  • Real rate sheet practice scenarios
  • Subprime and prime deal packaging
Product Presentation

Product Presentation ▾

VSC, GAP, tire and wheel with proven word tracks that close.

Master the art of presenting F&I products with confidence. Our training covers every product in the F&I suite with scripted and adaptive word tracks that top-producing managers use daily.
  • VSC, GAP, tire and wheel, appearance
  • Menu presentation and payment quoting
  • Objection handling for every product
  • Features vs. benefits selling framework
Compliance

Compliance Training ▾

TILA, ECOA, FCRA, GLBA, Red Flags, Safeguards Rule.

Stay protected while you produce. Our compliance modules cover every federal regulation that applies to vehicle financing, with interactive quizzes after each section.
  • TILA / Regulation Z disclosure requirements
  • ECOA, FCRA, and Red Flags Rule
  • Gramm-Leach-Bliley (Privacy & Safeguards)
  • Adverse action notices and documentation
F&I Software

F&I Software ▾

Hands-on with RouteOne, DealerTrack, and DMS systems.

Get hands-on experience with the software you will use every day. Our platform walks you through credit application submissions, deal structuring, and contract printing so you are desk-ready on day one.
  • RouteOne credit app submissions
  • DealerTrack deal structuring
  • DMS contract printing and funding
  • Lender portal navigation
Job Assistance

Job Assistance ▾

Resume builder, interview coaching, and dealer introductions.

Our Career Development team personally calls dealerships in your area, introduces you by name, advocates for your qualifications, and schedules interviews on your behalf. You are not doing this alone.
  • Team advocates for you with dealerships
  • Professional F&I resume built for you
  • Mock interview preparation with trainers
  • Ongoing support after placement
4.7
★★★★★
Google
4.7
★★★★★
Indeed
A+
★★★★★
BBB
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Comparison Guide

AFIP Certification vs F&I Certification

Both programs are excellent options for dealership professionals, but they differ in many fundamental ways. Here is how AFIP compares to the F&I Certification provided by Finance Manager Training.

We are not affiliated with AFIP in any way. This comparison is made per 16 C.F.R. § 14.15(b)-(c).

At a Glance

FMT
AFIP
Focus
Complete F&I Training
Compliance Only
Starting Price
$297/mo
$3,000+
Certification Expires?
Never
Every 2 years
F&I Sales Training
✓
✗
F&I Menu Training
✓
✗
F&I Software Training
✓
✗
Compliance Training
✓
✓
Job Placement Assistance
✓
✗
Advanced Closes & Techniques
✓
✗
Lifetime Access
✓ (Quick Plan)
✗
Get F&I Certified with FMT
AFIP

What is AFIP Certification?

AFIP Certification is awarded by AFIP (The Association of Finance and Insurance Professionals). The AFIP Certification acts as evidence that the student has undergone appropriate F&I Training. AFIP is an excellent company with an excellent reputation.

The certification shows that the degree holder has undergone training to equip them with the compliance education necessary to ensure an ethical career within the finance and insurance industry. AFIP focuses on compliance, federal regulations, and ethical behavior in the F&I office.

When a student becomes certified by AFIP, they gain the knowledge necessary to keep their dealership safe by ensuring a sound and thorough understanding of ethical, moral, and legal laws and regulations. Many dealerships feel that with AFIP certified employees, their risk of running into legal problems during the sales process will be less.

AFIP courses are divided into different levels. Each level provides the student with more Compliance and Regulation knowledge. You must complete certification in levels (Basic, then Senior, then Master). You cannot jump right to Master Certification. AFIP Certification expires after 2 years, so you must renew every two years. To take all levels will cost in excess of $3,000. However, many F&I Managers choose to not participate in all levels of the program, making it significantly more affordable.

Key Difference

What is the difference?

AFIP specializes in Compliance and Regulations training, ensuring you have a strong foundation to keep a dealership safe from regulatory and legal harm.

On the other hand, Finance Manager Training goes beyond just compliance, providing a comprehensive program that covers everything you need to know to become an elite F&I Manager. This includes essential areas such as F&I Training, Advanced F&I Techniques, F&I Product Selling, F&I Software Training, and F&I Menu Training.

Finance Manager Training

Complete F&I Education

✓ F&I Sales & Closing Techniques
✓ F&I Menu Presentation
✓ F&I Software Training
✓ Deal Structuring & Credit
✓ Compliance & Regulations
✓ F&I Psychology
✓ Job Placement Assistance
✓ Certification Never Expires
AFIP

Compliance Focused

✗ F&I Sales & Closing Techniques
✗ F&I Menu Presentation
✗ F&I Software Training
✗ Deal Structuring & Credit
✓ Compliance & Regulations
✗ F&I Psychology
✗ Job Placement Assistance
✗ Expires Every 2 Years
Choose the Complete Program
Starting at $297/mo. Certification never expires.
Cost

How the cost compares

AFIP courses are divided into levels (Basic, Senior, Master), and each level has an additional cost. To take all levels will cost in excess of $3,000, and you must renew every 2 years. Finance Manager Training offers a complete F&I Certification for $297 per month or a one-time fee of $1,597, with no renewals and no expiration.

Finance Manager Training
$1,597
one-time (or $297/mo)
✓ Complete F&I Training
✓ Never expires
✓ No renewal fees
✓ Lifetime access (Quick Plan)
✓ Job Placement included
AFIP
$3,000+
for all levels
✗ Compliance only
✗ Expires every 2 years
✗ Must pay to renew
✗ Must complete levels in order
✗ No job placement
Start for $297/mo
$0 due today with financing →
Why FMT

Why choose Finance Manager Training?

📚

Complete Education

Everything from sales techniques, menu presentation, software, and compliance. Not just one topic.

♾️

Never Expires

Your F&I Certification is permanent. No renewals, no fees, no continuing education required.

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Job Placement

Our Career Development team calls dealerships, schedules interviews, and helps craft your resume.

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More for Less

$1,597 for a complete program vs $3,000+ for compliance-only training that expires.

Ready to get the complete F&I education?

Go beyond compliance. Learn everything you need to become an elite F&I Manager.

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