F&I Training & Certification School
Need help? (855) 212-1765
Learn The Following & Much More
Platform Features
See all features →
📊

Deal Structuring

Interactive deal simulators with realistic lender rate sheets and credit tiers.

🛡

Product Presentation

VSC, GAP, tire and wheel with proven word tracks that close.

💬

Menu Selling & Compliance

Menu process, objection handling, and federal compliance training.

🖥

F&I Software

RouteOne, DealerTrack, and DMS hands-on training.

🎓

Certification Exam

The Final Exam after completing your training. Pass and receive your official F&I diploma.

🤝

Job Assistance

Our team networks with dealerships across the nation, scheduling F&I interviews for you.

12-Module Curriculum
View full curriculum →

Welcome to FMT

Deal Structuring

Deal Structuring

Interactive simulators with realistic lender rate sheets and credit tiers.

Our interactive deal simulator lets you practice structuring real deals with actual lender rate sheets. You will learn to read credit tiers, calculate reserve, and optimize deal profitability before you ever sit in the box.
  • Credit tier analysis and lender selection
  • Buy rate, sell rate, and reserve calculations
  • Real rate sheet practice scenarios
  • Subprime and prime deal packaging
Product Presentation

Product Presentation

VSC, GAP, tire and wheel with proven word tracks that close.

Master the art of presenting F&I products with confidence. Our training covers every product in the F&I suite with scripted and adaptive word tracks that top-producing managers use daily.
  • VSC, GAP, tire and wheel, appearance
  • Menu presentation and payment quoting
  • Objection handling for every product
  • Features vs. benefits selling framework
Compliance

Compliance Training

TILA, ECOA, FCRA, GLBA, Red Flags, Safeguards Rule.

Stay protected while you produce. Our compliance modules cover every federal regulation that applies to vehicle financing, with interactive quizzes after each section.
  • TILA / Regulation Z disclosure requirements
  • ECOA, FCRA, and Red Flags Rule
  • Gramm-Leach-Bliley (Privacy & Safeguards)
  • Adverse action notices and documentation
F&I Software

F&I Software

Hands-on with RouteOne, DealerTrack, and DMS systems.

Get hands-on experience with the software you will use every day. Our platform walks you through credit application submissions, deal structuring, and contract printing so you are desk-ready on day one.
  • RouteOne credit app submissions
  • DealerTrack deal structuring
  • DMS contract printing and funding
  • Lender portal navigation
Job Assistance

Job Assistance

Resume builder, interview coaching, and dealer introductions.

Our Career Development team personally calls dealerships in your area, introduces you by name, advocates for your qualifications, and schedules interviews on your behalf. You are not doing this alone.
  • Team advocates for you with dealerships
  • Professional F&I resume built for you
  • Mock interview preparation with trainers
  • Ongoing support after placement
4.7
★★★★★
Google
4.7
★★★★★
Indeed
A+
★★★★★
BBB
New to F&I? Get 3 Free F&I Lessons →
Training Built for 2026

F&I Training Designed for Real-World Success

Our F&I Training program is designed to teach you everything you need to know. From the basics to the advanced. Our goal is to train the next generation of elite F&I Managers.

100% Online
Complete in 30 Days
Job Placement Included

Are you seeking training for yourself or for your dealership?

👤 F&I Training For Myself 🏢 Full Dealership Training
Overview

What is F&I Training?

F&I Training is job-based education with the goal of teaching F&I Managers and aspiring F&I Managers how to properly do their job. Some people think of it as college for dealership employees, which makes sense because both result in a diploma. F&I Trainers guide and instruct students how to perform the tasks of an F&I Manager efficiently, profitably, and ethically.

F&I Training is provided by F&I Schools. Our program helps people learn the skills and techniques necessary to begin or continue a career in dealership finance and insurance. The program covers a wide spectrum of topics, from foundational principles such as reading credit and negotiating with lenders, to advanced strategies such as F&I sales closes, software training, and people skills.

F&I Training is for anyone who has the desire to maximize their potential and improve their career in the automotive or powersports world. This includes current Finance Managers, Sales People, Office Managers, Parts Managers, Sales Managers, and anyone else who wants to transition to F&I or increase their current F&I performance.

Real F&I Skill Preview
dealer.platform / credit-application
F
Credit Application
Deal #4821 · new submission
Applicant
Full name
Credit tier
Vehicle
Select vehicle
Amount financed
$0
Term
— mo
F
Lender Decisions
3 lenders · Deal #4821
Credit
Capital One AutoSubmitting…
Ally FinancialSubmitting…
Chase AutoSubmitting…
VSCGAPTire & WheelAppearance
Deal profit
$478/mo · 72 mo
$0
Curriculum

What do we teach?

Inside the F&I Training center, students are guided through courses and lessons including:

🖥

F&I Software

Learn to properly use RouteOne, DealerTrack, and more, to properly structure and submit deals.

📊

Credit Reports

Read and analyze credit bureaus, understand FICO scoring, and identify key signals for lender selection.

💰

Deal Structuring

Structure profitable deals, calculate payments, manage rate markup, and negotiate with lenders.

📋

F&I Product Sales

Learn how to sell F&I products in 2026. The old ways no longer work. Modern menu presentation techniques.

🛡

Compliance

TILA, ECOA, FCRA, GLBA, Red Flags Rule, OFAC, Safeguards Rule, .

📈

Pay Plans & Income

Understand F&I pay plans, commission structures, and how to maximize your monthly income.

And hundreds more lessons covering every aspect of the F&I office.
Who It's For

F&I Training is for anyone who wants to maximize their potential

F&I Training is for anyone who has the desire to maximize their potential and improve their career in the automotive or powersports world. This includes current Finance Managers, Sales People, Office Managers, Parts Managers, Sales Managers, and anyone else who wants to transition to F&I or increase their current F&I performance.

It is simple: the better you are at your job, the more money you and your dealership can earn. Maximizing your ability and selling more product means more career opportunities, whether at your current dealership or at another institution. Get the most out of your career with our online F&I Learning.

F&I Training students gain a wealth of information, important connections, and an F&I Diploma, plus credibility and respect with current and prospective employers.

F&I Trained in 30 Days

Become F&I Trained in only 30 days, completely online! Students receive full access to the F&I Training Center with hundreds of lessons, software, quizzes, tools, and videos that you can pause and play on your own schedule.

Online F&I Training is ideal for people with busy and hectic careers. Train when you want and wherever you want. Our training is available on PC, Mac, Tablet, Cell Phone (with internet) and other devices.

💲

Affordable Tuition

The average tuition for 1 year of private college is $35,720. Our tuition? Only $297 per month for 6 months, or a one-time fee of $1,597. This includes all fees: tuition, registration, books, pamphlets, and software.

F&I Training is affordable. Our students gain professional credibility without straining their wallets. Financing is also available with $0 due today.

Source: EducationData.org
Career Earnings Potential
$200,472
Average annual salary for F&I Managers at franchised dealerships in the United States.
$250,000+
Top Earner Potential
As Seen On
F&I and Showroom Yahoo!Finance Entrepreneur ValueWalk
Pricing

How much does F&I Training cost?

Two plans. Same training. Same diploma.

$0 due today with financing. Learn about payment plans →

F&I Training in 2026

Based in New York, Finance Manager Training helps automotive dealerships and F&I students across all 50 states, as well as Canada. Our online F&I Training is structured to allow learners to complete the course in approximately 30 days. There is also a 6 month program, for those who want a budgeted, paced option.

F&I Training is designed for a diverse audience, including current Finance Managers, Sales People, Office Managers, Loan Underwriters, Parts Managers, and Sales Managers. It is especially beneficial for those transitioning to F&I roles or seeking to enhance their current F&I knowledge. Recognizing the varied schedules of learners, F&I Training is available online and is compatible with multiple devices.

F&I Managers earn on average $200,472 annually. Source: NADA Dealership Workforce Study. Our goal for you? Beat that. The better you are at your job, the more money you and your dealership can earn. Maximizing your ability and selling more product means more career opportunities.

F&I Training is provided by F&I Schools. Finance Manager Training has an A+ BBB Rating. Our F&I Training program caters to both beginners and seasoned F&I Managers.

FAQ

Commonly Asked Questions

F&I Training is job-based education with the goal of teaching F&I Managers and aspiring F&I Managers how to properly do their job. F&I Trainers guide and instruct students how to perform the tasks of an F&I Manager efficiently, profitably, and ethically.
F&I Training costs as little as $297 per month for 6 months, or a one-time fee of $1,597. This includes all fees: tuition, registration fee, books, pamphlets, and software. Financing is available with $0 due today.
F&I Training is provided by F&I Schools. Finance Manager Training has an A+ BBB rating.
F&I Training is for anyone who has the desire to maximize their potential. This includes current Finance Managers, Sales People, Office Managers, Parts Managers, Sales Managers, and anyone else who wants to transition to F&I or increase their current F&I performance.
Quick Certification students can complete the program in as little as 30 days with lifetime access. 6-Month students follow a structured schedule and cannot finish early. Both programs are 100% online.
Online F&I Training is ideal for people with busy and hectic careers. Train when you want and wherever you want. Our training is available on PC, Mac, Tablet, and Cell Phone. F&I Training is also affordable, and financing is available with $0 due today.
Yes. After completing the program, our Career Development team will help you craft a professional resume, contact dealerships in your area, advocate on your behalf, and assist you in obtaining interviews.
All classes are online. There are no physical classrooms. There is a live virtual classroom within the platform and you may schedule a video consultation with an F&I Trainer at any time. Our support team is available 24/7 via live chat or by calling (855) 212-1765.
Discover FMT

Real F&I pros. Real dealership training.

Every lesson is taught by working F&I trainers — real people, real deals, real dealerships. Here’s who you’ll learn from.

F&I Certification trainer
F&I Certification
F&I expert at dealership
F&I Experts
Actual F&I manager building a menu
Actual F&I Managers
Live F&I trainer
Live F&I Trainers
F&I trainer at whiteboard
Latest F&I Techniques

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